Sobari and Sarmini: Taking Loans is Not an Option

Sobari and Sarmini sell chicken congee in front of their house which is located close to a school. However, since the school was closed, their income has decreased and they are running out of capital. They thought of taking loans from moneylenders, but they decided not to after thinking about the high interest they have to repay.

Sobari and Sarmini: Taking Loans is Not an Option' photo
Sarmini at the food stall in front of her house. Her husband and she sell rice congee and instant drinks. (ACTNews)

ACTNews, KARAWANG - Before dawn, Sobari and his wife Sarmini start cooking the chicken congee every day. They make sure that the chicken congee is ready by breakfast time to be sold at a food stall in front of their house in Sindang Mukti Village, Kutawaluya District, Karawang Regency.

The stall is located close to a school. They used to make up to IDR 100,000 a day from selling chicken congee and instant drinks. Sadly, since the school was closed due to the pandemic, their income has been decreasing, often forcing him to use the capital for their daily necessities.

At one point, they thought of taking loans from moneylenders, but they decided not to do that upon thinking about the high interest they would have to repay. "It’s better just to survive from what we have now, Insha Allah,” said Sobari on Sunday (10/16).



Sobari and Sarmini signing the contract for the Waqf for Micro Business Capital. (ACTNews)

To support their hard work, Global Wakaf - ACT visited their house to give capital assistance through the Waqf for Micro Business Capital program. They now don’t have to be worried about taking loans.

"He admitted that he was grateful to be able to obtain capital assistance for his business without having to be burdened by high interests so that they could save their profits,” said Wahyu Nur Alim of Global Wakaf - ACT.

They will have to repay the waqf money for the next 10 months. Besides Sobari and Sarmini, there were 17 other business owners who received capital assistance in Sindang Village on Saturday and Sunday (20/10). Wahyu hoped that this assistance can be useful for MSME owners.

"We also hope for your generous support for this Waqf for Micro Business Capital program. Hopefully there will be more beneficiaries who we can help both in Sindang Village and other areas in Indonesia, especially in these difficult times, "said Wahyu. []

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